Opt For Preventive Care To Reduce The Cost of Healthcare

People often do not prioritize their health and visit the hospital or their doctors while detecting some disease-causing symptoms in their bodies. However, preventive care is the best possible way everyone can undertake and cease the risk factors before the symptoms become dangerous and life-threatening. The following article will focus completely on preventive health care and how it helps reduce further costs involved with healthcare.

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What is Preventive Care?

Preventive health care or prophylaxis involves the measures that people consider for preventing any diseases. The form of healthcare includes utilizing medical services or precautions that fight against the potential health crisis. It is the most important step that people can adopt in better management of their health.

Several factors such as genetic predisposition, lifestyle, environmental factors, and disease agents affect people’s health. Hence, everyone must undergo periodic health check-ups and screening tests from the doctors.

People opt for preventive health care for maintaining better health, and eliminating the disease becomes serious. Preventive care in conjunction with medicines will save a patient from health breakdown and save money from future expenses, especially if the patient is suffering from a chronic disease.

What are the Preventative Care Services?

Here are some of the examples of preventive health care services, along with their frequencies. ·

Annual Check-up (1 per calendar year): During the annual check-up, the doctor or Primary Care Provider (PCP) checks all areas of a person’s health, including physical and psychological. Examining the patients in detail helps in detecting any health care concerns in the early stages.

· Flu Shot (1 per year): Most health plans include flu shots and protect the patients from all strains of flu viruses.

· Mammogram (1 calendar year, after the patient attains the age of 40 years): Patients over the age of 40 must undergo routine x-rays of breast tissues and check for signs of cancer and other abnormalities. Some health plans might cover the costs of 3D imaging. ·

Colonoscopy (usually once in every decade after the age of 50) for detecting colon cancer.

· Vaccinations, including boosters for such as measles, rubella, polio, etc. administered during childhood.

Preventive health care helps keep people productive and active, enabling them to earn well during their senior years. Studies show that approximately 35% of people have to consider early retirement, even before they are financially ready. Opting for affordable, preventive care helps in reducing the numbers.

Why Should Patients Opt for Preventive Care?

Access to preventive health care helped reduce healthcare costs among Americans, as the physicians can prevent or treat the disease before the patient needs emergency room (ER) care. Almost one-third of costs in America include hospital care, which is undoubtedly very expensive. In 2010, 21.4% of adults paid at least a visit to the emergency room, which reduced to 18.6% in 2017. Adults not having affordable access to preventive care are more likely to pay a couple of visits to the emergency room.

Statistics show that 7% of the adults in the age group of 18-64 paid visits to the ER in 2014, as they had no other option, regardless of their health insurance status. About 77% of Americans went to the emergency rooms due to complications in their health, including those whose doctors advised them for emergency room care. Approximately 15.4% of uninsured adults in 2014 are more likely to use the emergency room, as they lacked other providers.

Undoubtedly, the cost of ER care for uninsured patients was extremely high. Hospitals provide care, even if the patient fails to provide fees for their services. As hospitals must recover the cost, they shift to Medicaid and health insurance premiums, which increases the healthcare cost for everyone.

Impact of Preventive Care Cost on Health Care Costs

Chronic diseases are the major leading cause of death among people, either preventable or manageable with regular visits to health care. These include:

· Heart diseases

· Cancer

· Stroke and

· Chronic lower respiratory diseases

Poor nutrition and obesity are the leading cause of heart disease and stroke. Genetics and smoking lead to lung cancer, which is the most common type of cancer. Obesity also risks several other forms of cancer.

Treating these chronic diseases is expensive, even before they reach emergency room status. Approximately 90% of the 3.5 trillion USD includes health care expenditures for people suffering psychological problems and chronic diseases. Patients who never went for preventative care or did not have any prescription coverage failed to afford the treatments, screenings, regular check-ups, and medications that would manage the underlying conditions of the disease. Instead, they head up to the emergency rooms with cases of strokes, heart attacks, and other complications.

However, with regular access to affordable, preventive care, the patients were more likely to discover and manage their chronic conditions. Doing so lowers the chances of visiting the emergency rooms and investing more into expensive treatments for those diseases, which passed regular management. With the decrease in the expenditure for treatments, the overall healthcare cost also decreases for everyone, as the hospitals no longer try to cover the treatment cost of the uninsured patients.

When and What Preventive Health Care is the Most Suitable?

A patient’s primary health care provider will help him or her coordinate the most suitable shots and tests. While analyzing the beneficial shots, the health care provider will consider certain aspects such as family history, age, sex, current health status, and several other factors.

Conclusion

Preventive health care often covers 100% of health plans and offers the patients several benefits both in cost and health. However, if the patient experiences doubts or are in dilemmas about the things covered and tests conducted, he or she must communicate with the physician at the earliest.

Everyone knows, “health is wealth.” If a patient is healthy, he or she will perform the best. However, it is also important to adopt a healthy lifestyle, reducing the risk factors and saving the patients from spending money on medicines.

5 Online Video Editors without Watermarks

With video sharing at an all-time high across all social media platforms, using an online video editor makes your life easy. For example, the YouTube Platform alone uploads millions of videos a week. The right tool can give you a competitive edge. Thus, finding an editor with no watermarks is your best ally to promote your business with video content. After all, watermarks distract viewers when it comes to branding. Need an online video editor with no watermarks? Take a look at the top choices below.

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Factors to Weigh When Selecting an Online Video Editor
With so many video editors online, it can be overwhelming to pick just one. Though most of them share the same purpose of crafting stunning videos, they are not created equal. Even online video editor tools share different characteristics. Here are some factors you must weigh when selecting a digital solution:

Some online video editors are free to use with no watermarks. This is your best bet when you have a limited budget. However, others require a fee so you can remove the watermark. Most editors also offer tiered rates that provide more features the higher the level. Thus, when choosing an editing tool, you must assess your budget and your purpose. All of this will tell you how much you can afford to spend.

The Price
Online video makers come with a broad range of features, from hundreds of transitions to funky animation. The key is finding the tool that you feel comfortable working with. If you have computer memory issues, then pick an editor with cloud-based storage help. Similarly, having access to templates and footage will be helpful for newbies. Most of all, finding a tool with “no watermark” is a priority

The User Interface
Some digital tools are quite complicated. There’s a learning curve, so you need to study first before feeling at ease to use the tool. If you’re new to this field, finding a video maker with an easy user interface works best. Consequently, this means you don’t have to spend hours editing. With drag and drop features and a few clicks of the mouse, you will enjoy the finished product in a matter of minutes.

The Objectives
If you intend to create video ads for your business, then access to a business suit with professional themes works best. When releasing short video commercials, you definitely cannot choose an online video editor with watermarks. It will confuse your target market because they may end up thinking you’re advertising some other product.

Top 5 Video Solutions With NO Watermarks
If you need to create ads, tutorials, explainers, and other videos with no watermark fret not. These top five solutions assure you can create stunning works of art without other people’s branding. Let’s get started.

Promo.com
This lives up to its name by helping you promote your brand well on social media and anywhere else. It offers free to use with no distracting watermarks. Even the basic package comes with lots of templates and free music that assures you can create with ease. If you want to enjoy more features, you can pay for an affordable upgrade. This tool assures you can access:

Thousands of pre-designed templates
Millions of stock video clips and photos
Extensive copyright-free music
Ability to do voice-overs
Animation, effects, transition
Background, colors, fonts
Moreover, if you feel unsure about what to do, 24/7 live chat support is ready to offer assistance anytime. You can actually chat with a real-life customer service agent and not some random bot.

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Movie Maker Online
The biggest perk of Movie Maker Online is there are no registration requirements. Just hop onto the site and start editing. There’s no need to download on your PC and install. Most of all, it is free to use, and your final product will have no site labels or watermarks.

This online video editor lets you upload your photos and footage with ease. Moreover, you can add effects, transitions, and music. Best of all, other than editing videos, this tool allows you to:

Edit photos
Make animations
Create collages
Craft slideshows
Make GIFs
WeVideo
If you want to upload stuff from your phone gallery and have the final edited output within seconds, WeVideo is a great ally. It is compatible with android and iOS mobile. Moreover, it also works with your PC without downloading it. It provides a cloud-based storage system that offers unlimited saves.

In addition, WeVideo allows you to upload and edit any file format. You can swiftly edit, no matter where you are, and immediately share on your site or social media profiles. This allows you to enjoy these perks:

Free stock photos
Extensive video clips
Free music
Various effects
Hippo Video
Try Hippo, another online video editor with no watermark. This tool means you don’t have to download any software. As long as you have internet access, you can edit in the virtual world. This tool allows you to import and export any files from the following:

Gmail
Google Suite
Google Drive
Other cloud-based storage apps
This solution has everything to satisfy your needs. Enjoy its library packed with clips, photos, effects, and music. You can trim, cut, blur, add emojis, or include callout options. Moreover, you will enjoy using templates for whatever you want to create. Best of all, Hippo Video allows you to narrate using the mic tool.

VSCD Free Video Editor
This wonderful tool has no download, no ads, and no watermarks. Just download this software from its site, and you can begin editing. However, your device must meet certain specifications so the app will run.

From there, you can edit all types of file formats and enjoy super effects. With your mouse, you can readily alter images and footage. It also comes with a chroma key that helps you adjust color. Moreover, it has an excellent audio editor for the best sound equalization and volume correction.

The Final Wrap Up
With so many online video editors, it can be overwhelming to choose just one. However, it is okay to have a few editors in your marketing tool kit. And a digital solution with no watermark works best because it will help solidify your branding. Remember, the right tool plays a crucial part in ensuring you edit and share high-quality video content that makes an impact.

3 Factors to Consider When Picking a Side Hustle

A side hustle is an essential part of building wealth and creating the means to do more with the limited time we have. Many people have never even considered having a source of income outside of their day jobs.

But wouldn’t it be great to rid yourself of the financial pressures you face? Not having to worry about the end of the month and what your bank balance is?

Starting with a side hustle is now easier than ever, but it might be worth considering these 3 factors before you jump straight in.

Time
You need to make sure whatever side hustle you decide to embark upon is suitable for your time commitments. Some side hustles require much more time than others. Blogging for example is extremely time consuming. Although it may be one of the most profitable side gigs it might not be suitable for your lifestyle.

But that doesn’t mean you can’t find a hustle that does suite your needs. There are countless ways to make extra income, you just need to explore your options and pick what you are able to commit to. Here are just some examples of side hustles that do not require a great deal of your precious time:

User testing
eBay Flipping
Rent out Car
Rent out House
Complete tasks on TaskRabbit
Online Surveys
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Skill
Obviously the more skill a side hustle requires, the more profitable it will likely be. Now, this doesn’t mean you can’t develop and learn the skills needed to do any side hustle you want. It just means it may take more time before you jump in and start making money.

But this is something that you should carefully consider.

Investing in education is the best way to significantly increase your earnings. And this is where many people fall short. You see, it’s so easy to think $500 or $1000 is a massive outlay and not worth it.

But you will be able to develop and learn the skills required to perform a side hustle that could make this initial investment back and more. And that is the key to investing in yourself and your ability to earn more money in the future.

Passion
Do you need to passionate about your side hustle selection?

Well, the truth is, it helps.

And it helps a lot.

There are so many things you could do to earn more money outside of you main source of income. Bu the chances are you have hobbies and interest. And this could actually give you a leg up over the competition.

Take for example a music teacher. They work at a school doing 40 hours a week for standard teachers pay. This is great, but the teacher wants to improve their life and make more money.

Now they could consider starting a blog or running Facebook ads. Both are great side hustles and would do the job perfectly.

But if the music teacher considers their skills then an ideal side hustle is right under their nose. Giving music lessons on the side means they can charge a decent price because they are already qualified and they can get started right away.

This won’t be the case for everyone, and if you don’t have any obvious skills that you can monetise, don’t worry. Remember, skills are transferable and the side hustle options are many.

But having a passion is a great way to start side hustling the right way – and it means you can make even more money.

Top Fantastic Benefits of CSPO® Certification

CSPO®, which stands for Certified Scrum Product Owner®, is a certification from Scrum Alliance. This certification validates the knowledge of professionals in Scrum. It is a globally recognized certification for professionals who are interested in learning how to maximize the business value of the product that is being developed by the development team.

Many companies have adopted an Agile environment as it has shown immense benefits in the software market. In turn, job opportunities for IT professionals as Scrum Product Owners have also increased. A product owner is responsible for increasing their organization’s business as well as managing the product backlog. The other responsibilities of a product owner include release planning, defining the product vision, refining product backlog, budget management, working with users, customers and stakeholders, collaborating with the team, and attending Scrum events.

To be well versed in these skills, professionals need to pursue a CSPO course and acquire the CSPO certification. There are various other benefits of CSPO training and certification, including –

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Recognition as Professional Manager of Product Backlog – A professional who has acquired CSPO certification would be responsible for defining product backlog, which is a kind of to-do list for the development team. It needs to be defined in such a manner that all features are understood by the development team clearly and can function efficiently. With CSPO training, professionals can learn from real-time examples of how to define product backlogs. With CSPO certification, they can learn the basics related to a product owner’s role and responsibilities and become a product owner.
Any candidate can pursue it – To acquire a CSPO certification, there aren’t any prerequisites. Any individual who wants to increase their knowledge as well as brand value in the industry and stand out among their peers can get CSPO training and acquire the certification. With this certificate, they can get better job opportunities as well as a higher salary as compared to their non-certified competitors.
Learn the basics – The CSPO course doesn’t have any prerequisites hence individuals would learn everything from scratch. They would learn about all Scrum concepts as well as the practical skills that are needed to become a Scrum professional. Apart from this, the Agile Manifesto and its impact on the Scrum Framework are also covered in CSPO training.
Better job opportunities – Having a CSPO certification validates that an individual is a Certified Scrum Product Owner and has the skills and knowledge required to perform the roles and responsibilities of a Product Owner. It also makes their resume stand out among others and they become attractive to potential employers.
Advanced certifications – CSPO certified professionals can pursue advanced certifications as CSPO is a foundation-level course and acts as the first step to become a reputed Scrum professional.
Networking – Professionals who have acquired the CSPO certification also receive a two-year membership of Scrum Alliance, the globally reputed body that awards this certification. With this membership, individuals can connect with other Scrum professionals all over the world and increase their knowledge. They can also be updated with the latest happenings in Scrum.
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The opportunities for a Certified Scrum Product Owner are high in the current market and there are various benefits of pursuing the CSPO certification. If you are looking to begin your career as a product owner, you should pursue CSPO training.

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